Get the maximum benefit away from life with this Personal Loan – an unsecured instalment that is personal made to assist you to meet your ambitions and real time life to your maximum.

Details

At Standard Chartered we’re into the continuing company of assisting you to increase the quality in your life. That is why we provide you an individual, unsecured loan that will help you fulfil those ambitions and real time life into the complete.

Whether or not to purchase an automobile, spend college charges for a post-graduate level or even for home enhancement requirements, our unsecured loan provides you with a fast, convenient personal funding solution.

Features

• Borrow as much as NGN 10 mn*
• Convenient repayments that are monthly as much as 60 months*

Additional Disclosures Regarding The Credit Term Life Insurance

Scope of Cover

• Life Insurance Coverage

Particular Exclusions Applicable to Term Life Insurance

• Age restrictions: Under 18 or higher 65
• Pre-existing Conditions (Medical/Mental health)

General Exclusions Applicable to Life Insurance Policies

The Insurer shall never be accountable for any claim arising therefore or indirectly contributed or caused by or in result of:

• Own Act or Omission
• Suicide or injury that is self-Inflicted
• Alcohol, Drugs, Particular Disease
• Fraudulent Act
• Sports
• Civil Disturbances
• War Dangers
• Nuclear
• Missing individuals
• Execution of a judicial phrase of demise

General Circumstances Applicable to Life Insurance Policies

• Transfer of Interest
• Duty of Care
• Claims Notification
• Health Exams

* Terms and conditions use.

Eligibility

• • Minimal monthly net salary of NGN 75,000 (NGN50,000 for Government Parastatals)
  • Letter of verification from company
  • Valid recognition document

  Papers Required

  • Completed application form
  • Bank statements going back a few months
  • Pay slips going back three months
  • Copy of license, worldwide passport, nationwide ID or voter’s card
  • Letter of understanding from employer to domicile your wage with Standard Chartered Bank
  • Important Info Papers (IID)

• • Which are the documents that are required a personal bank loan?

  The documents that are following required:

  • Finalized form
  • Bank statements going back three months
  • Pay slips during the last a few months
  • Copy of license, worldwide passport, nationwide ID or voter’s card

  max lend loans

  • Letter of undertaking from company to domicile your income with Standard Chartered Bank
  • Important Info Papers (IID)

  Just how much am I able to borrow?

  You’ll borrow as much as NGN 10,000,000 (Ten Million Naira) with regards to the organization you work with as well as your income. You are encouraged in the period of application.

  The length of time do i need to repay the mortgage?

  You have actually up to 60 months to settle the mortgage according to the organization you benefit as well as your earnings. You’re going to be encouraged in the time of application.

Do i must get my wage throughout your bank to qualify for the mortgage?

Yes. You are required by us to domicile your salaries and allowances using the bank. You will have to instruct your boss to do so as well as your boss must verify this written down.

Simply how much do i want to earn to be eligible for a the mortgage?

So that you can qualify, you need to make a minimum of N50,000 month-to-month in case the work with a national government agency or parastatal and at the least N75,000 month-to-month in the event that you benefit a personal Organization. You have to additionally be a permanent and verified employee associated with the company.

If i’ve that loan operating with another bank, could I transfer it to Standard Chartered?

Yes. To carry out this, you may feel the normal application procedure. In addition, we need a page through the bank where your loan is saying the outstanding balance that is needed to be settled. Standard Chartered Bank will spend this amount straight through the proceeds of your brand new loan.

Determine Your Payment Per Month

Exactly how much do you need to borrow? *

What exactly is your chosen payment duration in months? I.e. Between 12-60 * –

What exactly is your month-to-month wage / income after taxation? *

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